How’s your Healthcare Premium Increase Looking this year?

As business leaders, it is the season for reviewing the increase in our healthcare insurance premiums. For 2019, these costs were increased by 4-5%. As one of the most expensive benefits for employers to provide, any increase can be a burden. For Small Businesses For smaller businesses, healthcare is not legally required. So, one may be […]

Healthcare Reform: What Should You Do First?

Healthcare reform is coming! You might hear it referred to as the Patient Protection and Affordable Care Act (PPACA), or a host of other names. Regardless, it will be here before you know it. If you employ more than 50 full-time equivalent workers (FTEs), there are a few simple steps you can take to help you navigate healthcare reform: […]

Workers’ Compensation: Making that Premium a Little Less Painful

Understanding workers’ compensation insurance is daunting to say the least. Many components of this calculation can impact the rate you pay. Some of these components are: Remuneration – The rate per hundred dollars of remuneration (most often payroll) Classifications – Each classification applies to rate per hundred based on the varying exposure to injury. For example, the roofer is more likely to be exposed to injury compared […]

Indiana’s New Unemployment Legislation: What It Means for Your Company

The Indiana General Assembly recently passed unemployment insurance legislation that will have an immediate impact on the premium rate for your state unemployment taxes. There are two parts to this new legislation: good news and bad news! First the bad news. This new law creates a surcharge to the employer to help pay the interest due on the loan […]

Ready To Get Your Silver Back?

Want to put some silver back in your pocket? Sometimes it pays to put a fresh set of eyes on your operating expenses.